/* ── Money Back Policy extras (inherits pp-* from privacy policy) ── */
.mbp-hero-banner {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: linear-gradient(135deg, #052e16, #065f46);
  border-radius: 16px;
  padding: 28px 30px;
  margin-bottom: 28px;
}
.mbp-hero-icon {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  background: rgba(255,255,255,.12);
  border: 2px solid rgba(255,255,255,.2);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  color: #6ee7b7;
}
.mbp-hero-title {
  font-size: 20px;
  font-weight: 800;
  color: #fff;
  margin: 0 0 6px;
}
.mbp-hero-sub {
  font-size: 14px;
  color: rgba(255,255,255,.65);
  line-height: 1.7;
  margin: 0;
}

.mbp-summary-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  margin-bottom: 28px;
}
.mbp-summary-card {
  background: #fff;
  border: 1px solid #e8edf4;
  border-radius: 14px;
  padding: 20px 16px;
  text-align: center;
  transition: box-shadow .2s, transform .2s;
}
.mbp-summary-card:hover {
  box-shadow: 0 6px 20px rgba(0,38,120,.08);
  transform: translateY(-2px);
}
.mbp-summary-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin: 0 auto 12px;
}
.mbp-summary-label {
  font-size: 13px;
  font-weight: 700;
  color: var(--color-secondary);
  margin-bottom: 5px;
}
.mbp-summary-desc {
  font-size: 12px;
  color: #6b7280;
  line-height: 1.5;
}

.mbp-steps {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-top: 14px;
}
.mbp-step {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}
.mbp-step-num {
  flex-shrink: 0;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--color-primary), #0e6494);
  color: #fff;
  font-size: 13px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 1px;
}
.mbp-step-body {
  font-size: 14px;
  color: #4b5563;
  line-height: 1.7;
  padding-top: 4px;
}

@media (max-width: 768px) {
  .mbp-summary-grid { grid-template-columns: repeat(2, 1fr); }
  .mbp-hero-banner  { flex-direction: column; gap: 14px; padding: 20px; }
}
@media (max-width: 480px) {
  .mbp-summary-grid { grid-template-columns: 1fr 1fr; }
}